Terms of Service and Privacy Policy
Terms of Service
Effective Date: June 1, 2025
1. Acceptance of Terms
By accessing or using https://futurumequities.com (the “Site”), you agree to be bound by these Terms of Service and our Privacy Policy (https://futurumequities.com/privacy). If you do not agree, do not access or use the Site.
2. Eligibility
You must be at least 18 years old and legally capable of entering a binding contract to use this website.
3. No Investment Advice
All content is provided for informational and educational purposes only and does not constitute financial, investment, or trading advice. Nothing on the Site constitutes an offer, solicitation, or recommendation to buy or sell securities or other financial instruments. You should consult a licensed financial advisor before making investment decisions.
4. User Accounts
If you create an account, you are responsible for maintaining the confidentiality of your login credentials and are liable for activities under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.
5. Prohibited Conduct
Users may not:
- Violate laws or regulations
- Use the Site to distribute false, misleading, or unlawful content
- Interfere with or disrupt the Site or servers/networks connected to the Site
- Attempt to gain unauthorized access to the Site, accounts, or systems
- Upload or transmit viruses, malware, or any malicious code
- Use the Site for commercial solicitation without our prior written consent
6. Intellectual Property
All content on the Site, including logos, articles, graphics, and software, is the property of Futurum Equities or its licensors and is protected by intellectual property laws. You may not reproduce, modify, distribute, or create derivative works based on our content without prior written permission.
7. Disclaimer of Warranties
The Site is provided “as is” without warranties of any kind, including merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that the Site will be error-free, uninterrupted, or free of viruses.
8. Limitation of Liability
We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site or reliance on its content. Our total liability to you for any claim arising out of or relating to the use of the Site shall not exceed $100.
9. Indemnification
You agree to indemnify and hold harmless Futurum Equities and its affiliates from any claims arising out of your use of the Site or violation of these Terms.
10. Termination
We reserve the right to suspend or terminate your access to the Site, without prior notice or liability, for any reason, including if you breach these Terms.
11. Governing Law
These Terms are governed by the laws of Texas, without regard to conflict of law principles.
12. Changes to Terms
We may update these Terms at any time. Continued use of the Site constitutes acceptance of the new terms. If we make material changes, we will notify you by posting an updated version on this page and updating the Effective Date.
13. Third-Party Services
Our Site may contain links to third-party websites or services that are not owned or controlled by Futurum Equities. We are not responsible for the content, privacy practices, or terms of use of any third-party services.
14. International Users
Access to the Site may not be legal by certain persons or in certain countries. If you access the Site from outside the United States, you do so at your own risk and are responsible for compliance with local laws.
15. Contact Information
If you have questions about these Terms, contact:
Email: tos@futurumequities.com
Privacy Policy
Effective Date: June 1, 2025
1. Introduction
Futurum Equities (“Company”, “we”, “our”, or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, https://futurumequities.com, and use any related services.
2. Information We Collect
We may collect the following types of information:
- Personal Information: Name, email address, phone number, mailing address, and other contact details.
- Financial Information: Investment preferences, portfolio data, and any information you input into our analysis tools.
- Usage Data: IP address, browser type, pages visited, time spent, referral URLs, and cookies.
- Third-Party Information: Data from linked brokerage accounts, if applicable.
3. How We Use Your Information
- We use your information to:
- Provide and maintain our services
- Personalize user experience
- Send newsletters, alerts, and promotional materials, where permitted by applicable law and with your consent
- Improve our website and services
- Comply with legal and regulatory requirements
4. Disclosure of Information
We do not sell your personal information. We may share your data with:
- Service providers who assist in operations
- Legal or regulatory authorities, if required
- Affiliates, subsidiaries, or successors in interest in the event of a corporate transaction, such as a merger, acquisition, or asset sale
5. Data Security
We implement administrative, technical, and physical safeguards to protect your personal data. While we strive to use commercially acceptable means to protect your personal data, no method of transmission over the Internet or electronic storage is 100% secure.
6. Your Rights
Depending on your jurisdiction, you may have rights to access, correct, delete, or restrict processing of your personal data. To exercise any of these rights, please contact us at the address provided in the ‘Contact Us’ section.
7. Cookies and Tracking Technologies
We use cookies to enhance user experience and analyze site traffic. You can control cookie preferences through your browser settings.
8. Third-Party Links
Our site may contain links to third-party websites. We are not responsible for their privacy practices.
9. Changes to This Policy
We reserve the right to modify this Privacy Policy at any time. If we make material changes, we will notify you by updating this page and revising the effective date.
10. Rights of EU Users
If you are located in the European Union, you have additional rights under the General Data Protection Regulation (GDPR), including the right to:
- Access your personal data
- Rectify inaccurate or incomplete data
- Erase your data (‘right to be forgotten’)
- Restrict or object to the processing of your data
- Data portability
- You also have the right to lodge a complaint with your local Data Protection Authority.
11. California Privacy Rights
If you are a California resident, you may have rights under the California Consumer Privacy Act (CCPA), including the right to:
- Know what personal data we collect and how we use it
- Request deletion of your personal data
- Opt-out of the sale of your personal data (note: we do not sell personal data)
You may exercise these rights by contacting us at the address provided in the ‘Contact Us’ section.
12. Contact Us
If you have questions, contact us at:
Email: privacy@futurumequities.com
